Can I save money on my homeowners insurance premium if I install a home security system?

Question:

Can I save money on my homeowners insurance premium if I install a home security system?

Answer:

Yes. Most home insurers offer discounts to policyowners who protect their homes with an alarm or other security system. Home security discounts can range between 5 and 20 percent. The size of this discount varies from insurer to insurer and is based on the complexity of the system you choose (e.g., dead bolts versus a fully loaded monitoring system). Other discounts may be available if you have certain safety devices (e.g., smoke detectors, sprinkler systems) installed in your home. Check with your insurer to see what other discounts it may offer.

 

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